For the Families Behind Privately Held Businesses.

Still Building

The owner mid-build, years from a sale.

Most of their net worth is locked in the business. Personal cash flow can be erratic. Tax planning happens reactively at year-end. They need a coordinated personal financial plan that runs in parallel with the business — not one that waits for the exit to begin.

Approaching the Sale

The exit is in the next 24 months.

The biggest payday of their life is on the horizon. Tax structure decisions made now will determine how much of it they actually keep. Buy-sell agreements, valuation discounts, QSBS, charitable trusts — all need to be sequenced before the deal closes, not after.

After the Sale

The work of a lifetime, just liquidated.

Suddenly the wealth is liquid, the inbox is filled with advisors, and the identity that came from running the business is in transition. The plan now isn’t about growth at all costs — it’s about preserving what was built and figuring out what comes next.

Across Generations

The next generation is asking questions.

The wealth that took a lifetime to build now has stewards who didn’t build it. Estate structure, trust language, family meetings, and legacy conversations all matter more than the next quarter’s returns. We help families plan for this with intention, not avoidance.

Senior Executives

Concentrated stock. Complex comp.

Equity comp, RSUs, deferred compensation, concentrated stock positions, and 10b5-1 considerations require year-round coordination — not just a portfolio review.

Retirees & Pre-Retirees

The last decade of compounding.

Retirement requires more than portfolio management. Income strategy, tax efficiency, healthcare planning, and risk management have to coordinate to sustain the life you’ve built.

Multi-Generational Families

Wealth that outlives the builders.

Preserving and transferring wealth across generations involves estate coordination, tax strategy, values alignment, and preparing the next generation for stewardship.

Likely a Fit

— You value clarity over complexity in your financial life.

— You’re looking for one team to coordinate the moving pieces.

— You see your advisor relationship as a long-term partnership.

— You want to be coached through major decisions, not sold a product.

— You appreciate the difference between a fiduciary and a salesperson.

Probably Not

— You’re looking for the lowest possible fee structure.

— Your situation is straightforward and doesn’t require coordination.

— You want frequent trading or active stock-picking management.

— You’re still building wealth and don’t need integrated planning yet.

— In any of these cases, we’ll happily point you toward a better fit.